Morgan
& Associates is a full service brokerage that offers
products to meet any of your needs or goals for any
business insurance you might need. Let us help you with
your immediate and future needs.
We
have commercial insurance specialist ready to assist
you over the phone, internet or in person. Give us a
call at 1-866-917-8469 and we will come to you.
Builder's Risk Insurance
Insurance that provides liability coverages from loss
on a site during the construction.
Business
Owner's Policy (BOP's)
Comprehensive package for commercial liability,
commercial property, commercial auto, theft, business
interruption.
Commercial
Auto Insurance
Provides liability and physical damage coverages on
commercial vehicles.
Commercial
Liability Insurance
Business coverage that protects against the liability
for bodily injury, property damage, personal injury,
advertising injury and fire damage.
Commercial
Packages
Commercial
Property Insurance
Insurance that indemnifies a person or business with
an interest in a physical commercial property for its
loss or the loss of its income producing abilities.
Commercial
Umbrella
Coverage basically affording high limit coverage in
excess of the limits of the primary policies as well
as additional liability coverages.
Employee
Practices
Employer insurance that protects against workplace discrimination,
harassment, sexual harassment, libel.
Garage/Garage
Keepers
Garage-protect garage owners or automobile dealers for
liabilities arising out of their business operations.
Garage
Keepers-Contract that protects a garage keeper against
liability for damage to vehicles in the keeper's care,
custody, or control caused by specified perils.
Inland
Marine Insurance
Coverage of shipments which did not involve ocean voyages.
Exposures eligible for this form of protection are described
in the nationwide definition of marine insurance. Such
diverse properties as bridges, tunnels, jewelry and
furs can be cover under this type of insurance.
Motor
Fleet Insurance
Insures the owner of a truck against loss to his or
her own property and others while transporting cargo.
It pays for the loss or damage of cargo for the perils
insured against, regardless of the legal liability.
Pollution
Liability Insurance
Insurance coverage that protects and covers the enviromental
clean-up costs of a project.
Professional
Liability
Liability insurance for professionals in their career
work.
Specialty
Contractor Insurance
Insurance that provides against loss in the specialty
market, ie. waste treatment, enviromental,bridge, road
etc.
Specialty
and Excess Lines
Coverage to be in excess over one or more primary coverages
and which does not pay a loss until the loss amount
exceeds a certain sum. Also covers any special circumstances
not suitable for any other insurance.
Vacant
Building and Land Insurance
Insurance used to protect owners against injury or claims
on a vacant land or building.
Worker's
Compensation
Schedule of benefits payable to an employee by the employer
without regard to liability, required by state law in
the case of injury, disability, or death as the result
of occupational hazards on the job-site. This insurance
agrees to pay workers in compliance with compensation
law benefits on behalf of the insured employer.
Morgan
& Associates Insurance Group can assist you with
whatever your business insurance needs are.
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