Morgan
& Associates is a full service brokerage that offers
products to meet any of your business or personal needs
or goals: whole life, term life, mortgage life, key
persons, and universal life. Let us help you with your
immediate and future needs.
Term Life
Protects your family in the event of premature death,
it doesn't have to be expensive or complicated. Insurance
is for a definite period of time i.e. 5/10/20/30 years,
at the end of the term period, there policy expires.
Term Insurance also offer a complete return of premium
should you outlive the stipulated term that you choose.
Short
Term Disability
Should you become disabled, benefits are payable for
a "Short-Term," usually less than two years.
Varible
Life
A policy whose face value varies depending upon the
value of the dollar or securities or other equity products
at the time payment is due.
Whole
Life
Insurance which may be kept in force for a person's
whole life and which pays a benefit upon the person's
death, whenever that may be. All whole life policies
build up nonforfeiture values.
Universal
Life
A combination flexible premium, adjustable life insurance
policy. The premium payer may select the amount of premium
he or she can pay and the policy benefits are those
which the premium will purchase.
Mortgage
Protection
Many families are forced to leave the family home due
to economic hardship caused by death, disability or
unemployment. Are you prepared for the unexpected?
Medical
Provides coverage for routine doctor visits, medical,
surgical and hospital expenses.
Medical
Supplement Insurance
Helps to fill the gaps in the protection provided by
the Medicare program. Medicare supplements cannot duplicate
any benefits provided by Medicare, but may pay part
or all of Medicare's deductibles and copayments, and
may cover some services and expenses not covered by
Medicare.
Dental
Coverage for certain enumerated dental services.
Vision
Covers routine eye examinations, and which may cover
all or part of the cost of eyeglasses and lenses.
Disability
Income
Provides a monthly cash benefit when you can't work
because of a covered accident or sickness. Although
no one likes to think about the potential to become
disabled, planning for the unexpected today will help
ensure a financially secure tomorrow for you and your
family.
Long
Term Care
Provides daily benefits when the insured is confined
due to an illness. Care can be given in a nursing home
or in your private home. It's your choice.
Cancer
Can help you cope with the financial perils that cancer
can bring by paying benefits directly to you in addition
to any other hospitalization or major medical insurance
you may have.
Annuities
Contract with an insurance company that will pay income
over a specified period of time. Some are tax-deferred;there
are various types of annuities to accommodate any future
need.
Let
Morgan & Associates Insurance Group be your one
and only stop to meet all your insurance and retirement
needs.
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